| A trip to your mailbox seems simple | | | | will use it to their advantage. |
| enough, you walk outside, open the | | | | Luckily, there is a way for you to |
| mailbox lid, and pull out your mail, | | | | assure that safety to your identity is |
| case solved, your mail has been found. | | | | at least slightly more secure. According |
| Of course there is the entire issue of | | | | to the answer is the credit card |
| identity theft, and the hours you could | | | | Opt-out program, a program often |
| spend fighting to have your credit | | | | described as the "do-not-call" list of |
| restored. I know, a drastic cliffhanger | | | | the credit card industry, actually it |
| is not why you're reading this article, | | | | should be the "do-not call, do not-mail, |
| but the truth is the case above happens | | | | in fact just don't" list. But I digress |
| on a daily basis to individuals all over | | | | The program is simple to join, simply go |
| the country. The culprit? "Pre-approved" | | | | to and fill out the quick 60 second |
| credit card offers from Visa, | | | | form. You have the option of choosing to |
| Mastercard, Discover and even American | | | | opt-out for good, or for 5 years, which |
| Express. | | | | seems like a good options for those of |
| While it is true that the real hard copy | | | | us who are compulsive shoppers and won't |
| plastic credit cards are no longer sent | | | | need a new pair of shoes for more than a |
| to recipients, the simple | | | | few years. After opting out all mailings |
| acknowledgement can be enough for an | | | | will stop, and telemarketing calls not |
| identity theif to search out information | | | | only from credit card issuers, but also |
| on you and your loved ones. Sometimes | | | | from credit card merchants as well. And |
| "dumpster diving" that is the act of | | | | you can Opt-in to the mailings anytime |
| going through your trash. Sometimes it | | | | by simply visiting the site again and |
| occurs through email scams when they | | | | opt-ing back in. |
| search you out on the internet and have | | | | It isn't the solve all to credit card |
| some of your information, such as the | | | | issues, but its a nice easy to follow |
| pre-approval credit card name on hand. | | | | step, and it can't hurt. |
| Either way they have an in, and they | | | | |